We’re changing the way people think about money.

Albert is on a mission to help every American reach financial stability. Our financial geniuses are redefining how people feel about money — helping millions forge happier, healthier relationships with their finances. And our products are built from the ground up to help anyone, at any level, succeed.

Our vision

The day-to-day needs of millions of Americans are often overlooked by large financial institutions. And guidance on navigating personal finances has historically been inaccessible and costly.

Albert is building a world in which no one, regardless of income or net worth, has to worry about making the wrong financial decisions. We believe giving people affordable access to expert guidance can save us all enormous amounts of money and set us on the right financial path.

Human guidance, powerful technology

Our geniuses are human experts on all things money. Pairing their know-how with Albert’s powerful tech and algorithms, our geniuses offer honest advice for your unique financial picture. Big questions, small questions — they handle it all every day.

Albert pairs this guidance with financial products to put your goals into action. So you’ll have help at every step of your financial journey.

Our values

You, first

Our goal is your success. We want to make each and every interaction you have with money better.

Human guidance

Everyone has the right to financial expertise. There’s no substitute for an open, honest conversation with our Genius money experts.


Anyone can manage their money with Albert. Our products are designed to take complexity out of your financial life.

Co-founders Yinon Ravid and Andrzej Baraniak

Meet our founders

Our story starts when co-founders Yinon and Andrzej met as college roommates. Andrzej went on to become a consultant to banks. Yinon managed money for professional investors, then launched his own investing startup.

Years later, they reconnected over dinner and reminisced about their dorm-room days — a time when their biggest question was whether to spend their last $20 on beer or pizza. Here, they decided to create a business that would remove the mystery and confusion from day-to-day financial decisions. They named it Albert.

Join our growing team

We’re searching for talented, passionate people to join us on this extraordinary journey.


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